Application Description

WavePay: Myanmar's Leading Mobile Wallet for Fast, Easy, and Secure Online Payments

WavePay, a mobile wallet application powered by WaveMoney, offers a comprehensive digital payment solution for Myanmar users. Leveraging a vast network of approximately 60,000 agents and over 200,000 merchants, WavePay provides a one-stop shop for various financial needs.

Key Features:

• Peer-to-Peer Transfers: Send money to family and friends using their mobile numbers, even if they don't have the WavePay app.
• QR Code Payments: Make instant payments at numerous locations, including grocery stores, pharmacies, electronics shops, and restaurants.
• Mobile Top-Ups: Conveniently top up mobile airtime for yourself and others across all major operators (ATOM, MPT, Ooredoo).
• Bill Payments: Easily pay bills for internet, solar energy, insurance, microfinance loans, and more. This includes a wide range of providers (see below for examples).
• Bank/MPU Card Linking: Seamlessly link bank accounts or MPU cards for easy fund transfers.

Security Measures:

• One Wallet, One Device (1W1D): Enhanced security restricts account access to a single device at any given time.
• PIN Protection: A mandatory 4-digit PIN secures all transactions.
• 6-Digit Secret Code: An additional 6-digit code adds an extra layer of security for transfers to non-WavePay users. Funds can be easily collected at any WaveMoney agent location using the transaction ID and secret code.

Easy Cash Management:

• Extensive Agent Network: Cash-in and cash-out services are readily available at over 60,000 agents nationwide.
• Bank/MPU Card Integration: Link bank accounts or MPU-enabled cards for effortless fund transfers.

Airtime, Bill, and Loan Payments:

WavePay supports a broad spectrum of bill payments, including:

• Internet: ATOM, Ooredoo, Myanmar Net, 5BB, Fortune, Mahar Net, WeLink, Myanmar APN, and more.
• Loans: Aeon, Rent2Own, Early Dawn, Yoma Bank, Mahar Bawga, Advans, Alliance, VisionFund, and more.
• Insurance: Prudential, Manulife, Capital Taiyo, Young Insurance, KBZ MS General Insurance, and more.
• Solar: OV Solar, Solar Home, Sun King Solar.
• Healthcare: PunHlaing Hospitals, MyanCare, myDoctor, Health4U, T-Fitness, and more.

Online Shopping and Travel Bookings:

• Online Stores: Make secure online payments at various trusted partners like Shop.com.mm and OwayFresh.
• Food Delivery: Order food and groceries through FoodPanda and pay with WavePay.
• Travel: Book flights (FlyMya, AirKBZ), buses (MMBus Ticket, Oway, AungSan, AungMinGalar, Mandalay Gate), and hotels (Memories Hotel, Memories Travel, Balloons Over Myanmar) with ease.

Contact Information:

• WaveMoney Call Centre: Available daily from 8 AM to 10 PM. Call 900 (free from ATOM) or 097900090000 (other operators).
• Business Partnerships: Email [email protected] or contact the call center.

Finance